15%
12.6%
3—36
0.0%

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Exclusive access
to high-yield private credit

Whether seeking portfolio diversification or passive income with regular cash returns, Kilde lets you invest in private credit with confidence.

Explore Kilde

Kilde Intro

Kilde is a trusted and regulated investment platform that helps people grow their money in a safe and smart way. We work with accredited investors, connecting them to high-quality loans that pay reliable monthly income—much more than banks usually offer.

Our platform is easy to use, and our expert advisors are always here to guide and support our investors. Whether you’re new to investing or experienced, we make sure everything is straightforward.

At Kilde, we believe in making smart investing accessible, reliable, and rewarding.

01 – Get Accredited02 – Explore Investment Opportunities03 – Invest04 – Track Performance05 – Redeem Your Returns
How it works

Step-by-Step Investment Process

STEP 1

Get Accredited

Let’s get to know each other.

Complete 5 steps to qualify as an accredited investor.
Are you Singaporean? Enjoy seamless onboarding with Singpass.
Fully digital process with human help at your fingertips.
Sign up
STEP 2

Explore Investment Opportunities

Discover private credit investments.

Browse vetted private credit opportunities.
Inspect borrowers' financial statements.
Choose based on rating currency or geography.
Sign up
STEP 3

Invest

Build a diversified portfolio with high-yield private credit.

Top-up your wallet at the platform in three currencies: SGD, USD, EUR
Subscribe to one or more deals with as little as $100 per deal
Preview the investment and subscribe. Did you make a mistake? Cancel any time before the end of the business day
Sign up
STEP 4

Track Performance

Stay in control 24/7, 365 days a year.

See your investments at a glance.
Track % returns, coupons, and outstanding investments.
Search for transactions and download account statements.
Sign up
STEP 5

Redeem Your Returns

Enjoy the rewards of your investments.

Redeem coupons on the same day as they arrive.
Keep your investment until maturity or request early redemption.
Reinvest coupons to get compounded returns.
Sign up

Why Choose Kilde?

Here’s how we stand out in the private credit market

Returns
Earn up to 15% annual returns.

01

Diversification
Private credit brings steady income without the daily volatility of public bonds.

02

Risks
In any investment, your capital is at risk. We have a 0.0% track record of losses so far.
Read more about statistics

03

Short lock-in
The minimum investment period is just 3 months.

04

Security
Money in your wallet is safeguarded by DBS Bank.
Read more about security

05

Overview of Available Assets

Our investment platform features a broad range of secured, private credit opportunities.

Explore Statistics

Senior-Secured, Asset-Backed Lending

We invest in loans issued to non-banking financial institutions (NBFIs), such as consumer lenders and fintechs, that operate in high-growth markets. These loans are backed by cash-generating receivables, ensuring strong collateral protection with an average Loan-to-Value (LTV) of 70%.

Capital Preservation with Predictable Returns

Kilde prioritizes capital safety over speculative gains. By lending against diversified receivable pools, we reduce exposure to individual credit risk. Investors receive monthly cash coupons with annualized returns ranging from 11% to 15%, significantly outperforming traditional fixed-income assets.

Institutional-Grade Risk Assessment

We apply a proprietary machine-learning model to assess borrower creditworthiness, analyze historical cash flows, and monitor loan performance. This data-driven underwriting process has contributed to Kilde’s 0% default rate since inception in 2019.

Diversification Across Markets and Borrowers

Our portfolio targets regulated and well-established lending companies in Southeast Asia, Central Asia, and Europe. We continuously expand into new regions, identifying opportunities where private credit delivers superior risk-adjusted returns.

Kilde provides accredited investors with a secure, scalable, and high-yield investment avenue in private credit markets through this structured, data-driven approach.

The Kilde Team:
Expertise You Can Trust

Learn more about our team
Our team comprises experienced professionals in private credit, risk management, and financial technology. We combine years of experience with data-driven insights to identify and vet top-tier investment opportunities for you.
Our proprietary tools assess borrowers’ creditworthiness, ensuring we make well-balanced decisions.
We continuously evaluate our investments, providing peace of mind.
Led by founders with decades of experience in credit risk, payments, and asset management.
Our shareholders:

Success Stories & Testimonials

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Get Started Today!

Take the first step towards securing your financial future with Kilde.

Sign Up Now
Create an account and explore exclusive private credit deals.
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Disclaimer: KILDE PTE LTD is incorporated in Singapore under the registration no. 201929587K and holds a Capital Markets Services licence (CMS101016) issued by the Monetary Authority of Singapore to deal in capital markets products under the Securities and Futures Act (Cap. 289) and an Exempted Financial Advisor License under the Financial Adviser Act. The information on this website is intended for “institutional investors” and “accredited investors”, in accordance with the Securities and Futures Act (Cap. 289) of Singapore. Information provided on this website does not constitute an offer, invitation to invest, solicitation or advice on buying or selling financial instruments and other capital market products.