Our proposition

Investing in alternative lenders' loan portfolios, previously available only to selected institutional investors, generates attractive risk-adjusted returns. These returns demonstrate low correlation with traditional asset classes and commodities, rendering such an investment a welcome diversification tool.

For investors

We offer a seamless and secure way of getting exposure to private debt through our regulated investment platform in Singapore. We do the heavy lifting of credit and collateral assessment, covenants monitoring, and contractual arrangements with the borrowers and licensed trustees. Hence, we enable institutional investors to allocate funds below their minimum investment ticket, while accredited investors can diversify part of their portfolio into a high-yield uncorrelated asset class.

For alternative lenders

We open a credit line at our platform. We have a deep pool of liquidity from both institutional and accredited investors.

Our team

We are experts in alternative lending

Radek Jezbera


  • Radek has worked for 17 years in management positions in telecom, banking, and consulting
  • Transformation project of consumer lending firm Home Credit (Russia) into a full retail bank (now in top-10 banks)
  • Consulting Director at PwC responsible for consumer finance and retail banking. Later, a partner in a boutique credit risk consultancy

Oleg Kryukovski


  • Oleg was an investment banker for 14 years focusing on universal banking and consumer finance sector
  • Angel investor and serial entrepreneur in payments and consumer lending
  • Early investors and board member in the tech-based lending company Cream Finance
  • Set-up of a loyalty payments system utilized by VISA in Central & Eastern Europe

Gustavo Leal


  • Gustavo has 13 years of experience in corporate finance and credit risk, and is certified by Moody's
  • Corporate Credit Team Lead at IBM
  • Co-founded two technology start-ups, one in Brazil and the other in Spain
  • Gustavo has a postgraduate degree in Asset & Investment Management and MBA from IE Business School

Ilgvars Jēcis


  • Ilgvars is a senior technology professional in financial services for more than 18 years
  • As a CIO, Ilgvars has built and led teams of 50 tech professionals across several countries
  • Head of IT of one of the largest loan originators in Europe and has experience in developing investment platforms
  • Launched 3 successful technology start-ups as a technical co-founder

Aleksandra Yurchenko


  • Aleksandra has 8 years of experience in sourcing, assessing, and structuring investments
  • Managed two logistics developments of ca. 220,000 sqm, in Europe for a global online retailer, from initiation to funding and exit strategy
  • Led several projects for fintech companies assisting them with getting regulatory licenses in Europe and Asia
  • Deep understanding of regulatory, compliance, and business continuity context

Experience of our team
in bluechip companies

Deloitte logo
Home credit logo
Bank of Moscow logo
IBM logo
Accenture logo
PWC logo
Logistics capital partners logo
Cream finance logo
VISA logo
4finance logo

KILDE PTE LTD is incorporated in Singapore under the registration no. 201929587K and holds a Capital Markets Services licence (CMS101016) issued by the Monetary Authority of Singapore to deal in capital markets products under the Securities and Futures Act (Cap. 289). The information on this website is intended for “institutional investors” and “accredited investors”, in accordance with the Securities and Futures Act (Cap. 289) of Singapore. Information provided on this website does not constitute an offer, invitation to invest, solicitation or advice on buying or selling financial instruments and other capital market products.

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